Debt issues that arise due to illness or other financial issues can be very annoying and frustrating. It is estimated that around 8.1 million homeowners will face foreclosure in 2012. But, thanks to bankruptcy laws which are designed to save people from impending foreclosure and other debt issues in time. Bankruptcy laws have different chapters […]

Some aspects of the probate process and estate planning are fairly straightforward, but dealing with personal items is not always one of them.   As people, we tend to accumulate items as we age. That’s the nice way of putting it. “Hoarders” is a popular show on television for a reason.   When it comes […]

When you file bankruptcy, the goal is to have your creditors forgive your outstanding debt or negotiate terms to pay off the debt based on a court-specified repayment plan. Discharge is a legal term that means you are not legally required to pay a certain debt. It also means that collectors can no longer take […]

It’s an interesting question. Yes, these practice areas do have some types of financial strategies in common. But each is different.   What all of these things do have in common, from a professional standpoint, is that clients end up needing the very same attributes of service from a professional legal firm.   A Matter […]

Nearly half of the children in the United States will witness the end of their parent’s marriage by the time they reach age eighteen.  In some cases, divorce is the only solution to the marital problems a person has. If you are going through a divorce, one of your top concerns needs to be keeping […]

Many people faced with a financial crisis are not completely out of funds, with money put aside in savings bonds and other assets are still very much in play. When considering bankruptcy as a path forward financially, it is important to understand what type of effects the legal proceedings may have on your savings so […]

A recent study found that over 58% of Americans don’t have a will in place. Having a will not only protect you, but it also helps your family after your passing. The last thing you want to do is add to the stress your family has after your death. Without a will, your estate will […]

You require an in-depth understanding and careful preparation when you file personal bankruptcy under Chapter 13 or Chapter 7. However, you may affect your rights by making mistakes and misunderstandings of the law. And you won’t get any legal advice from bankruptcy judges and court employees since they are prohibited from offering any information. Your […]

At Hedtke Law Group, one of the best services that we provide to families is a comprehensive estate planning guide customized to a particular client’s financial situation, family structure and other factors.   Estate planning is a critical part of maintaining family wealth over generations and making sure that your net worth or assets go […]

When you first open a business, you likely never thought you would eventually have to file for bankruptcy. You had big plans and even bigger dreams for your venture. Even with all this planning, threats from the competition, changes in the marketplace, and even global pandemics may force you to file bankruptcy. The American Bankruptcy Institute has […]